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Regardless of where your home is located, assessing the risk of flooding in your area allows you to better protect your property from the dangers and damage of potential flood events. While numerous cities are currently at risk for flooding and water damage across the country, certain zones are more likely to be affected by floods than others. Commonly referred to as Special Flood Hazard Areas (SFHA), high-risk flood areas have at least a 1% annual chance of flooding. A good way to figure out if you live in an SFHA is to check the FEMA flood maps, which show the flood risk for each community.
If you live in a flood zone, the easiest way to avoid the nightmare of dealing with flood damage is to sell your home and move to a low-risk flood area. But what if relocation isn’t the best option for you and your family? Additionally, why would you sell your dream home and move to a completely new and unfamiliar place instead of opting for the solutions that could help you protect your home and your loved ones when a flood threatens your area?
Some small measures, such asimproving your home’s drainage, keeping your gutters and storm drains clear of debris, installing a flood control system, and adding flood vents to the crawlspace in order to allow floodwater to enter and exit freely, can help you minimize and even eliminate your home’s risk of flooding. If you’re looking for a more reliable solution, lifting your home above the predicted Base Flood Elevation (BFE) is by far the best option to keep your living space habitable and your loved ones safe during a flood.
Home Elevation: The Best Strategy for Preventing Flood-Related Damage
Becausethe risk for flooding has increased significantly over the past few years due to global climate changes, more homeowners are considering home elevation as the only permanent solution for eliminating flood risk. Althoughlifting a Houston home several inches or feet above its current foundation and building a new foundation underneath sounds like a complicated and costly job, repairing or rebuilding a home after a flood is much more difficult, time-consuming, and expensive.
After Houston and surrounding areas experienced 3 major floods between 2015 and 2017, it became obvious that every home affected by flood during that period of time as well as the homes in close proximity are at risk of flooding every year. Elevating all those homes is imperative in order to keep them safe from floodwaters in the future. In addition to protecting your loved ones and property, elevating your home to meet the local BFE is often the only way to qualify for a mortgage, obtain additional financial assistance for flood-related damage, and reduce flood insurance costs.
Home Elevation: How It’s Done
To elevate your home, the workers will first separate the frame from the foundation. Then, they’ll use a hydraulic lifting system to raise your home slowly and uniformly to the required or desired elevation level. If your home sits on a slab-on-grade foundation, it will be lifted together with the slab.
Once your home is lifted, the existing foundation is extended or a new foundation is built underneath. If this method isn’t appropriate for your home, the contractor can opt for a different method, which often involves removing the roof and building a second story OR extending the walls of your home and raising the floor to meet the latestNFIP elevation requirements.
To help you keep your living areas out of the way of floodwaters, the FEMA flood zone maps along with theCity’s Floodplain Management Office will indicate the BFE recommended for your area and address. However, it’s essential to know that you can elevate your home higher than locally enforced elevation requirements, especially if the BFE recommended seems insufficient for your community or area.
In fact, to account for higher-than-expected flood levels, more and more communities are requiring that homes be built, rebuilt, or elevated at moderate- or high-risk BFE levels, even if they’re located in low-risk flood zones. Additionally, specialists recommend lifting buildings at least 3 feet above the BFE in order to prevent potential damage due to higher-than-predicted flood levels. Besides increasing protection for your home, lifting your home higher could result in lower flood insurance premiums.
When lifting your home above the BFE, it’s essential to also consider raising your utilities along with your water heater, air conditioner, furnace, and electrical panel in order to protect them from flooding. As well, installing check valves in sewer traps will prevent floodwater from backing up into your home through the drains.
If you’re one of the homeowners who experience water damage after every major storm, the best thing you can do is raise your home high enough to avoid floodwater. At Allied Foundation, our specialists are able to elevate your home as high as necessary to meet or even exceed the federal, state, and local requirements. For more information about the home lifting process or to discuss your home elevation project in more detail,contact us today!
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Do I call a foundation repair company if my house is leaning?
If your house is leaning, it’s crucial to call a foundation repair company. A leaning structure often indicates serious foundation issues that require immediate assessment and repairs to ensure your home’s safety and stability.
Are foundation repairs covered by insurance?
Foundation repairs may or may not be covered by insurance, depending on your specific policy and the cause of the damage. It's essential to check your homeowner's insurance policy or consult your insurance provider for clarification.
Can a foundation always be fixed?
Foundations can often be repaired; however, the specific circumstances and extent of damage will determine the feasibility and cost of repairs. Consulting a professional is essential for a thorough assessment to explore viable solutions.
Do foundation cracks need repair?
Foundation cracks need repair to prevent further damage to your home. Ignoring them can lead to structural issues, water intrusion, and costly repairs down the line. Addressing cracks early ensures your foundation remains stable and safe.
Can foundation cracks be repaired?
Foundation cracks can be repaired effectively. Various methods, such as epoxy injections and piering, are used to restore structural integrity and prevent further damage. Timely repairs are essential to protect your home and maintain its value.
Are foundation repairs tax deductible?
Foundation repairs may be tax deductible if they are necessary for maintaining the property or if they improve the value of your home. It's advisable to consult a tax professional to understand your specific eligibility and requirements.
Does foundation repair decrease home value?
Foundation repair does not decrease home value; in fact, addressing foundation issues proactively can enhance property value and attract potential buyers by ensuring a stable and safe living environment.
Are foundation repairs expensive?
Foundation repairs can be costly, but the expense is often necessary to prevent further damage to your home. The total cost will depend on the severity of the issues and the methods required for repair.
Are contractors needed to repair foundation?
Contractors are essential for repairing a foundation, as they have the expertise and tools necessary to accurately assess the damage and implement appropriate solutions. Professional contractors ensure the repairs are effective and comply with local codes.
Are foundation repairs permanent?
Foundation repairs are designed to be permanent solutions. When properly executed by experienced professionals, these repairs effectively address underlying issues and help maintain the structural integrity of your home over time.
Can foundation repair cause more damage?
Foundation repair can potentially cause more damage if not performed correctly. However, when carried out by qualified professionals, the process is designed to stabilize and protect your home's structure, minimizing any risks of additional issues.
Can foundation be repaired?
The foundation can indeed be repaired. Experienced professionals can assess the issues and implement effective solutions to restore stability and prevent further damage, ensuring the safety and longevity of your home.
Are foundation repairs worth it?
The worth of foundation repairs is significant, as they prevent further structural damage, enhance property value, and ensure the safety of your home. Investing in repairs can save you money in the long run by addressing issues early on.
Are foundation repairs covered by home insurance?
Foundation repairs may be covered by home insurance, but this depends on the cause of the damage and your specific policy. It's essential to review your coverage details and consult with your insurance provider for clarity.
Are foundation repairs covered by homeowners insurance?
Foundation repairs may or may not be covered by homeowners insurance, depending on the cause of the damage. If the foundation issues arise from a covered peril, such as a natural disaster, they are likely to be included in your policy.
Do foundation repairs last?
Foundation repairs can last for many years when performed by professionals, provided that underlying issues are properly addressed and maintained. Regular inspections and maintenance can further ensure the longevity of your foundation repairs.
Does foundation repair increase home value?
Foundation repair can increase home value by addressing structural issues that may deter potential buyers. A stable foundation is essential for safety and market appeal, making it a worthwhile investment for homeowners.
Do foundation repair companies fix leaks?
Foundation repair companies often address leaks as part of their services. They can identify the source of water intrusion and implement solutions to repair foundational issues, preventing further leaks and damage.
What signs indicate foundation issues?
Signs indicating foundation issues include cracks in walls or floors, doors and windows that stick, uneven or sloped floors, gaps around windows and doors, and water pooling near the foundation. Addressing these signs promptly can prevent further damage.
How long do foundation repairs take?
The duration of foundation repairs varies based on the severity of the issues and the methods used. Typically, repairs can take anywhere from a few days to several weeks to complete.
Can DIY methods fix foundation problems?
DIY methods may provide temporary relief for minor foundation issues, but they often lack the effectiveness and durability of professional repairs. For significant problems, it’s best to consult experts to ensure long-lasting solutions.
What causes foundation cracks to develop?
Foundation cracks develop due to various factors, including soil movement, insufficient drainage, and extreme weather conditions. These elements can exert pressure on the foundation, leading to cracks that compromise the structural integrity of a home.
Are structural engineers involved in foundation repairs?
Structural engineers are indeed involved in foundation repairs, as they assess structural integrity, recommend appropriate solutions, and ensure compliance with safety standards during the repair process.
What is the cost range for foundation repairs?
The cost range for foundation repairs varies significantly based on factors such as the type and extent of damage, ranging from $2,000 to $7,000 on average. For specific estimates, it’s best to schedule an assessment.
How can I prevent future foundation issues?
Preventing future foundation issues involves maintaining proper drainage around your home, ensuring gutters are clean, and grading the soil to direct water away from the foundation. Regular inspections and addressing minor repairs promptly can also help avoid major problems.
What techniques are used in foundation lifting?
The techniques used in foundation lifting include slab jacking, piering, and foam injection. These methods effectively raise and stabilize the foundation by addressing the underlying soil issues and providing the necessary support.
Is financing available for foundation repairs?
Financing is available for foundation repairs. At Allied Foundation Repair, we offer various financing options to help homeowners manage the cost of essential foundation services.
What documents are needed for foundation repair estimates?
The documents needed for foundation repair estimates typically include the property deed, any previous inspection reports, photographs of visible issues, and structural plans if available. These help ensure an accurate assessment of the foundation's condition.
How often should foundation inspections occur?
Foundation inspections should occur at least once a year, or more frequently if you notice signs of foundation issues, such as cracks in walls or uneven floors. Regular assessments help prevent severe damage and costly repairs.
What warranties are offered on foundation repairs?
The warranties offered on foundation repairs typically include both a workmanship warranty and a material warranty, ensuring long-term protection for homeowners against defects or issues that may arise post-repair.
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