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Regardless of whether your home has been damaged by a flood or not, elevating it above theBase Foot Elevation (BFE) is a great strategy to prevent, or at least mitigate, potential flood-related damage in the future. Although elevation isn’t required for the homes built before the current construction standards, unless the homeowners decide to rebuild completely, lifting your home is advisable considering thatflash flooding tends to become more frequent with climate change. In this blog post, we’re going to answer the question “Why should I get my home elevated?” by presenting the most important benefits of lifting your home.
Reduced Home Damage and Ease of Maintenance
Home elevation is an effective long-term solution that can be used to reduce or eliminate the risk of flood damage to your property. Aloss avoidance study, including 23 homes located in Louisiana, has found that most homes would have been flooded above the finished floor level if they weren’t elevated before Hurricane Isaac.
Another noteworthy point is that many Houston homes located in flood-prone areas have structural issues. That’s because the homes constructed before the introduction of building codes don’t have perimeter drainage. At some point, most of those homes suffered water damage, which has led to different structural problems. Although individual structural damage could be repaired,lifting your house gives you the opportunity to permanently fix all the existent structural problems, and also keep your home, family, and pets safe during floods.
In addition, home elevation can help you prevent foundation damage that may result from a differential settlement, which could occur at any time during the life of a home. The use of driven concrete piers or pile guard piers with a raised floor system can stop active cracks in foundation, floors, walls, and ceilings, and fix many other structural issues that may affect your home in the future, while also turning difficult projects, likehouse leveling andPEX repiping, into more manageable tasks.
On the downside, home elevation may require a modification of your plumbing and electrical systems, which could lead to a bigger repair bill. But a raised floor typically makes plumbing and electrical maintenance much easier. Maintaining your home’s plumbing and electrical systems regularly allows you to catch issues early and prevent them from turning into large, dangerous problems and much more expensive repairs later on.
Lower Flood Insurance Premiums
Because the standard homeowners’ insurance doesn’t provide flood coverage, you need to purchase a separate flood insurance policy from FEMA’sNational Flood Insurance Program in order to protect your property from flood damage. Besides reimbursing you for flood damage, flood insurance can help you qualify for disaster assistance in the form of loans or grants, and obtain mortgages from government-backed lenders. In fact, flood insurance is required by most lenders when properties are located in high-risk flood zones.
The average cost of flood insurance in Texas is $700 a year, varying according to the value of the property, the amount of deductible, and flood risk. Although the benefits of having flood insurance far outweigh its cost as more floods happen, a lower monthly premium could help you save a lot of money in the long term. One way to save money on flood insurance without sacrificing coverage is to elevate your home.
Higher Property Value
A Houston home that’s been elevated above the BFE is far more desirable to prospective buyers compared to a home that might be subjected to flood damage in the future.Lifting your home will also boost its curb appeal and allow you to get a better view of the surroundings. In addition, elevation will add more usable space to your property because you can use the space under your house for storage – it’s like the basement you never had. All these could increase the value of your home considerably. Property value is important, whether you intend to sell your Houston home or reside in it indefinitely.
Reduced Need for Shelter and Assistance in Case of a Flood
Living in a flood-prone zone comes with a certain level of risk and responsibility to our families. Elevating your home will give you peace of mind in knowing that you’ll be able to keep your home, family, and pets safe, without needing shelter or assistanceduring or after a flood. As well, you no longer need to move furniture, artwork, and other valuables to a higher level every time there’s a flood.
Because many problems, including structural issues and water damage caused by flooding, aren’t completely apparent to the untrained eye, many people who live in Houston and surrounding areas have faced all sorts of structural problems. To avoid those problems, you don’t need to relocate. Instead, you may want to consider getting in touch with our professionals today for a free assessment and cost estimate of your home elevation project!
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Do I call a foundation repair company if my house is leaning?
If your house is leaning, it’s crucial to call a foundation repair company. A leaning structure often indicates serious foundation issues that require immediate assessment and repairs to ensure your home’s safety and stability.
Are foundation repairs covered by insurance?
Foundation repairs may or may not be covered by insurance, depending on your specific policy and the cause of the damage. It's essential to check your homeowner's insurance policy or consult your insurance provider for clarification.
Can a foundation always be fixed?
Foundations can often be repaired; however, the specific circumstances and extent of damage will determine the feasibility and cost of repairs. Consulting a professional is essential for a thorough assessment to explore viable solutions.
Do foundation cracks need repair?
Foundation cracks need repair to prevent further damage to your home. Ignoring them can lead to structural issues, water intrusion, and costly repairs down the line. Addressing cracks early ensures your foundation remains stable and safe.
Can foundation cracks be repaired?
Foundation cracks can be repaired effectively. Various methods, such as epoxy injections and piering, are used to restore structural integrity and prevent further damage. Timely repairs are essential to protect your home and maintain its value.
Are foundation repairs tax deductible?
Foundation repairs may be tax deductible if they are necessary for maintaining the property or if they improve the value of your home. It's advisable to consult a tax professional to understand your specific eligibility and requirements.
Does foundation repair decrease home value?
Foundation repair does not decrease home value; in fact, addressing foundation issues proactively can enhance property value and attract potential buyers by ensuring a stable and safe living environment.
Are foundation repairs expensive?
Foundation repairs can be costly, but the expense is often necessary to prevent further damage to your home. The total cost will depend on the severity of the issues and the methods required for repair.
Are contractors needed to repair foundation?
Contractors are essential for repairing a foundation, as they have the expertise and tools necessary to accurately assess the damage and implement appropriate solutions. Professional contractors ensure the repairs are effective and comply with local codes.
Are foundation repairs permanent?
Foundation repairs are designed to be permanent solutions. When properly executed by experienced professionals, these repairs effectively address underlying issues and help maintain the structural integrity of your home over time.
Can foundation repair cause more damage?
Foundation repair can potentially cause more damage if not performed correctly. However, when carried out by qualified professionals, the process is designed to stabilize and protect your home's structure, minimizing any risks of additional issues.
Can foundation be repaired?
The foundation can indeed be repaired. Experienced professionals can assess the issues and implement effective solutions to restore stability and prevent further damage, ensuring the safety and longevity of your home.
Are foundation repairs worth it?
The worth of foundation repairs is significant, as they prevent further structural damage, enhance property value, and ensure the safety of your home. Investing in repairs can save you money in the long run by addressing issues early on.
Are foundation repairs covered by home insurance?
Foundation repairs may be covered by home insurance, but this depends on the cause of the damage and your specific policy. It's essential to review your coverage details and consult with your insurance provider for clarity.
Are foundation repairs covered by homeowners insurance?
Foundation repairs may or may not be covered by homeowners insurance, depending on the cause of the damage. If the foundation issues arise from a covered peril, such as a natural disaster, they are likely to be included in your policy.
Do foundation repairs last?
Foundation repairs can last for many years when performed by professionals, provided that underlying issues are properly addressed and maintained. Regular inspections and maintenance can further ensure the longevity of your foundation repairs.
Does foundation repair increase home value?
Foundation repair can increase home value by addressing structural issues that may deter potential buyers. A stable foundation is essential for safety and market appeal, making it a worthwhile investment for homeowners.
Do foundation repair companies fix leaks?
Foundation repair companies often address leaks as part of their services. They can identify the source of water intrusion and implement solutions to repair foundational issues, preventing further leaks and damage.
What signs indicate foundation issues?
Signs indicating foundation issues include cracks in walls or floors, doors and windows that stick, uneven or sloped floors, gaps around windows and doors, and water pooling near the foundation. Addressing these signs promptly can prevent further damage.
How long do foundation repairs take?
The duration of foundation repairs varies based on the severity of the issues and the methods used. Typically, repairs can take anywhere from a few days to several weeks to complete.
Can DIY methods fix foundation problems?
DIY methods may provide temporary relief for minor foundation issues, but they often lack the effectiveness and durability of professional repairs. For significant problems, it’s best to consult experts to ensure long-lasting solutions.
What causes foundation cracks to develop?
Foundation cracks develop due to various factors, including soil movement, insufficient drainage, and extreme weather conditions. These elements can exert pressure on the foundation, leading to cracks that compromise the structural integrity of a home.
Are structural engineers involved in foundation repairs?
Structural engineers are indeed involved in foundation repairs, as they assess structural integrity, recommend appropriate solutions, and ensure compliance with safety standards during the repair process.
What is the cost range for foundation repairs?
The cost range for foundation repairs varies significantly based on factors such as the type and extent of damage, ranging from $2,000 to $7,000 on average. For specific estimates, it’s best to schedule an assessment.
How can I prevent future foundation issues?
Preventing future foundation issues involves maintaining proper drainage around your home, ensuring gutters are clean, and grading the soil to direct water away from the foundation. Regular inspections and addressing minor repairs promptly can also help avoid major problems.
What techniques are used in foundation lifting?
The techniques used in foundation lifting include slab jacking, piering, and foam injection. These methods effectively raise and stabilize the foundation by addressing the underlying soil issues and providing the necessary support.
Is financing available for foundation repairs?
Financing is available for foundation repairs. At Allied Foundation Repair, we offer various financing options to help homeowners manage the cost of essential foundation services.
What documents are needed for foundation repair estimates?
The documents needed for foundation repair estimates typically include the property deed, any previous inspection reports, photographs of visible issues, and structural plans if available. These help ensure an accurate assessment of the foundation's condition.
How often should foundation inspections occur?
Foundation inspections should occur at least once a year, or more frequently if you notice signs of foundation issues, such as cracks in walls or uneven floors. Regular assessments help prevent severe damage and costly repairs.
What warranties are offered on foundation repairs?
The warranties offered on foundation repairs typically include both a workmanship warranty and a material warranty, ensuring long-term protection for homeowners against defects or issues that may arise post-repair.
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